5523 Ilchester Street

Churchton, MD
$ 749,000 Beds 4 Baths 3 Sq 2,314
Monthly Estimate* How much can I afford?

Discover the ultimate Chesapeake Bay waterfront lifestyle in this beautifully appointed 4-bedroom, 3-bath residence, where breathtaking water views and thoughtful design create an exceptional coastal retreat. Perfectly positioned to capture panoramic bay vistas, this home offers an elegant blend of comfort, sophistication, and year-round waterfront living. The kitchen serves as the centerpiece of the home, featuring seamless flow into the open-concept living spaces. A spacious dining room provides the perfect setting for holiday gatherings, intimate dinner parties, and memorable celebrations with family and friends. The light-filled living room showcases stunning water views and a cozy fireplace for cooler evenings; and opens to an expansive deck, creating a seamless connection between indoor and outdoor living. Designed with convenience in mind, the main level includes a bedroom, full bath, and laundry area, offering the option for first-floor living or comfortable accommodations for guests. Upstairs, the private primary suite serves as a peaceful sanctuary, complete with an en suite bath and direct access to a private waterfront deck where you can enjoy morning coffee, spectacular sunrises, and endless views of the bay. Two additional bedrooms and a full bath provide ample space for family and visitors. The lower level features two garages, ideal for hobbies, projects, storage, or future customization. Outside, multiple deck spaces invite you to relax, entertain, and immerse yourself in the beauty of the Chesapeake Bay. Spend your days boating, fishing, kayaking, paddleboarding, or simply enjoying the tranquil waterfront setting from the comfort of home. Whether you're seeking a luxurious year-round residence or an exceptional waterfront getaway, this remarkable property offers a rare opportunity to experience the very best of Chesapeake Bay living. All set within the stunning town of Churchton with the water front park, a playpark and lovely water front walking paths; this is truly a peaceful and gorgeous place to be!

ACTIVE

  • Price
  • $ 749,000
  • City
  • Churchton
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • ANNE ARUNDEL
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.34 Acres
  • Zip
  • 20733
  • Sqr Footage
  • 2,314
  • Year Built
  • 2000
  • Taxes
  • $ 5481
  • Style
  • Contemporary
  • MLS#
  • MDAA2147550
Listed By: Lori W Rogers with Keller Williams Realty Centre - 2403096000;
Data Source: Bright MLS

Features

General

Living Area 2314
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C
Possession Settlement
Zoning R5
Garage Spaces 2.00
Patio/Porch Features Deck(s)
Architectural Style Contemporary
Construction Materials Wood Siding
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Year Built 2000
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County ANNE ARUNDEL
New Construction No
Property Type Residential
HOA No
Subdivision Name FRANKLIN MANOR BEACH
Garage Y/N Yes
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Full Baths 3
Status ACTIVE
Directions Follow GPS
City CHURCHTON
Body of Water Chesapeake
Disclosures Prop Disclaimer
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 15000.00
Tax Assessed Value 479700.0
Tax Annual Amount 5481.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 323.68
Acceptable Financing Cash,Conventional,FHA,VA
Vacation Rental Y/N No
Total SQFT 3409
Standard Status Active
Year Built Source Assessor
Legal Subdivision FRANKLIN MANOR BEACH
Tax Lot 1

Interior Features

Heating Fuel Electric
Total Fireplaces 1
Hot Water Electric
Basement (Y/N) No
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 2314
Central Air Y/N Yes
Total Bedrooms 4
Room Type Living Room,Dining Room,Primary Bedroom,Bedroom 2,Kitchen,Foyer,Bedroom 1,Laundry,Storage Room,Bathroom 1,Primary Bathroom
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 1095
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Upper Levels 3
Bedrooms Count Upper Level 1 3
Bathrooms Full Upper Level 1 2
Bathrooms Full All Upper Levels 2
Bathrooms Count Upper Level 1 2.00
Bathrooms Count Lower Level 1 0.00
Bathrooms Count All Upper Levels 2
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Pool No Pool
Water Source Well
Total Parking Spaces 2
Garage Features Garage - Front Entry
Type of Parking Driveway,Attached Garage
Land Use Code R
Foundation Details Other
Water View Y/N No
Lot Size Acres 0.34
Water Body Type Bay
Lot Size Source Estimated
Waterfront Y/N Yes
Land Assessed Value 208600.00
Navigable Water Y/N Yes
Water Oriented Y/N Yes
# of Attached Garage Spaces 2

Room Details

Bathroom 1 Main
Bathroom 1 # 2 Upper 1
Bedroom 1 # 2 Upper 1
Bedroom 1 Main
Bedroom 2 Upper 1
Dining Room Main
Foyer Main
Kitchen Main
Laundry Main
Living Room Main
Primary Bathroom Upper 1
Primary Bedroom Upper 1
Storage Room Lower 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Bel Air, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Shady Side Elementary School
Middle School Southern Middle School
High School Southern High School

Price History

6/6/2026 Listed $839,000
7/6/2026 6% - $795,000
7/20/2026 6% - $749,000

Property vs Zip Code Average in 20733

Price
AVG $610K
$750K
Taxes
AVG $5,816
$5,481
Year Built
AVG 1982
2000
Visits
AVG 179
716
Data Provided by Inside Real Estate®

5523 Ilchester Street Churchton, MD is a Single Family Home for sale at $749000 with 2314 sqft and a lot size of 0.34 Acres Acre(s). 5523 Ilchester Street Churchton has 4 bedrooms, 3 baths and was built in 2000. The property's zip code is 20733 which is in Churchton, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.